Losing a loved one is an extremely difficult moment, and coping with financial issues may increase the stress. It’s crucial to understand that the SSS offers death benefits to beneficiaries of dead SSS members to offer monetary assistance. Eligibility for either a lump sum payment or a monthly pension could rely on your preferences and the member’s contributions.
Although managing the claim process can seem overwhelming, it can be considerably more attainable if you are aware of the requirements and steps. You can follow this guide to assist you with the required steps.
List of Requirements
The requirements are listed below to assist you in identifying which benefits you might be eligible for and what paperwork you’ll need to gather.
Monthly Death Pension – Given to the primary beneficiaries of a dead SSS member who had made a minimum of 36 every month before the semester of death, which includes the spouse and children under the age of 21.
A Lump Sum Amount – Paid to dependents if the deceased member contributed for less than 36 months. Rather than being paid every month, this is only one payment.
If there have been no primary recipients, secondary dependents may be able to receive benefits.
- Certificate of Death (LCR Issued) – a certified copy of the official death certificate from the local civil registrar.
- Card with the Claimant’s Signature and Photo – A card with the claimant’s signature and picture on it that serves as identification proof.
- Card of Claimant Identification – The claimant’s valid identification serves as both identification and verification.
- Beneficiaries’ birth certificates (particularly those of minor children) – For children of the deceased, particularly those under 21, proof of birth is required to verify eligibility.
- Certificate of Marriage – Evidence of marriage, if any, between the surviving spouse and the departed member.
- Certificate of Birth for the Late Member – a record attesting to the dead SSS member’s identity and personal information require for secondary beneficiaries.
- Passbook for Savings Account – The passbook for the bank account wherein the benefits are to be placed, both in original and photocopy form.
- Affidavit of Death (in the Case of Secondary Dependents) – A sworn declaration that, if primary beneficiaries are unavailable, aids in determining secondary dependents’ eligibility.
- Authority Letter (for Representative Defendants) – Together with their valid ID, a document granting permission to another person to claim the advantages on behalf of the beneficiaries.
- Identification card photocopies – Copies of the identification documents that support the claimants’ identities; the originals are submitted for confirmation.
These are the criteria and requirements you need to remember and comply with to prevent application delays.
Step By Step Process
Your application can be handed in in person at an SSS branch or online.
Step 1: Get the Death Claim Application from an SSS location in your area or online
Obtain it online by logging into your My.SSS account, selecting the “Death Benefit Claim Application” option under the “E-Services” section. You can print the form or acquire it from the branch by clicking on it to begin the process.
Step 2: Fill out Parts I and II of the form on a single copy
Complete the form and make sure to make no deletions or changes.
Step 3: Register in your disbursement account
It is necessary for you to enroll your disbursement account to benefit from electronic payments.
Step 4: Provide Documentation for Support
- Send in the death certificate that is certified in original and on file with the local civil registrar’s office. If the member passes away overseas, the death certificate needs to be filed with the nation’s Vital Statistics Office.
- Give the SSS-verified birth certificates for any minor children.
- Provide the birth certificate of the deceased SSS member (first filed with the PSA) and an affidavit of death if you are a secondary beneficiary.
- Provide a marriage contract if you are the SSS member’s spouse to confirm the relationship.
Step 5: Provide a copy of your ATM card or single savings account passbook
Bears your name, together with a copy of your Cash Card Enrollment Form or deposit slip that has been validated by the bank.
Step 6: Show two legitimate IDs
At least one of which has a photo, along with your Social Security card or SS Form E-6 Acknowledgment Stub.
Step 7: Verify and put the submission in
Take a close look at all the information before submitting. After making sure everything is correct, click “Submit” to transmit your application to the SSS for review. As an alternative, you can personally submit your application by going to the SSS branch.
Step 8: Wait for Processing and Approval
You will get a confirmation after submitting. Your claim will be processed by the SSS, who will also let you know the status and any further actions required.
Use number 1455 to reach the SSS with any additional questions.
Important Tips
Verify Document Accuracy Again – Check that all of the papers’ personal information, including names, dates, and addresses, is accurate and consistent. Any inconsistencies may cause a delay in your claim’s processing.
Get Certified Copies Ready – Keep certified authentic copies of vital records, such as birth and death certificates. Verification may call for originals, but you’ll usually send verified copies.
Send in Forms, Completely and Clear – Without making any corrections or changes, fill out the blanks completely and precisely. Your application may be rejected or delayed if you submit forms that are unclear or incomplete.
Maintain Valid and Prepared ID – Confirm that your identity cards are current and easily obtained. It’s preferable to have them on hand as you’ll need them when making both online and in-person submissions.
Check with the SSS Before Submitting – Before submitting your application, get clarification from the SSS if you have any queries regarding the reequired documentation or any aspect of the process. Errors can be avoided and time can be saved.
Keep Copies of Every Submission you Make – Make copies of every form and document you send to the SSS. These documents may come in handy down the road or if something goes wrong with your application.
Quickly Follow Up – Do not hesitate to catch up with the SSS if you have not received a response within the anticipated timeframe.
You may guarantee a more seamless and effective process while meeting the conditions for your SSS death claim by adhering to these suggestions.
FAQs
When is the last day to submit a death claim to SSS?
Within ten years of the death date, the SSS death claim must be submitted.
Is it possible to submit the death claim online instead of going to an SSS branch?
Yes, provided you have an enrolled disbursement account and all the required paperwork, you can finish the entire process online.
Are death benefits subject to taxation?
No, death benefits from SSS are not taxable.
Does submitting an SSS death claim require payment?
No fees are associated with filing an SSS death claim.
Even if the member had outstanding loans with SSS, may I still submit a death claim?
Yes, but the death benefits may be reduced by the remaining loan sum.