Knowing your maternity benefits in advance is crucial for ensuring financial security during your maternity period. That is why the SSS Maternity Calculator was created. This online tool assists in estimating the maternity benefits that you are entitled to under the Social Security System (SSS) of the Philippines.
SSS Maternity Benefits Calculator
How to Use the SSS Maternity Benefits Calculator?
Follow these steps to quickly and accurately know your maternity benefits.
- Access the Calculator – Visit SSS Maternity Benefits Calculator, navigate to the “SSS Calculator” tab then click on the “SSS Maternity Calculator”.
- Input Information – Input the required information such as the expected delivery date, monthly salary credit from Month 1 to Month 6, and select event type “Live Childbirth (Normal or CS)” or “Miscarriage/Emergency Termination”, and choose if solo parent or not in the SSS Monthly Calculator.
- Calculate – After entering the necessary details, click on the “CALCULATE” button.
- Review Results – The calculator will display an estimate of your maternity benefit based on the information you provided.
- Consult SSS for Clarifications – If you have any questions or need further assistance regarding your maternity benefits, consider contacting SSS directly or visiting a local SSS branch for more information. For those who are self-employed or OFWs, specific contribution guidelines can be found on the self-employed contribution table and the OFW contribution table.
By following these steps, you can use the SSS Maternity Calculator, determine your entitlements, and effectively manage your finances during maternity leave.
SSS Maternity Benefits
The maternity benefits include a daily cash allowance which is computed based on the member’s average daily salary credit (ADSC). This paid leave lasts for a certain number of days as specified by law.
- Live Childbirth – Regardless if you have a normal or cesarean delivery, the SSS will grant you a paid leave for a total of 105 days.
- Single Mothers – For single mothers, the number of days allocated for paid leave is 125 days.
- Miscarriage or Emergency Termination of Pregnancy – In the case of miscarriage or emergency termination of pregnancy, the female member is provided with 60 days of paid leave.
How to Qualify for SSS Maternity Benefits
Below are the criteria that you need to meet in order to qualify for the SSS maternity benefits.
- Membership – To qualify, you must be an active female member of the SSS, this includes those who are employed, self-employed, voluntary, or non-working spouses.
- Contributions – Also, you need to have made at least three monthly contributions within the 12 months just before the semester of your childbirth or miscarriage. The semester refers to two consecutive quarters ending in the quarter of your childbirth.
- Notification – Notify the SSS about your pregnancy as early as possible. Submit the Maternity Notification Form, which can be done online or at an SSS branch.
- Documents – Prepare and submit necessary documents, including the Maternity Notification Form, proof of pregnancy (ultrasound report), and other documents as required by SSS.
- Application – Submit your application for maternity benefits to the SSS.
- Compliance – Ensure compliance with all SSS requirements and guidelines throughout the application process to facilitate the timely processing of your maternity benefit claim.
Filing a Maternity Benefit Claim
To file a maternity benefit claim with the SSS in the Philippines, start by submitting the Maternity Notification Form as soon as your pregnancy is confirmed, either online or at an SSS branch. Include necessary documents like an ultrasound report or medical certificate. After notification, complete any additional forms required for your employment status. Await confirmation from SSS and, upon childbirth, submit the Maternity Reimbursement Application with supporting documents such as your child’s birth certificate. Once approved, SSS will disburse your maternity benefits, covering daily allowances for your maternity leave and prenatal medical reimbursements.
To help with other financial planning, consider using the tools for estimating your SSS pension and the sickness benefits estimator.
Responsibilities of the Employer
Employers also have a responsibility to provide benefits that protect the rights of female employees and promote gender equality in the workplace. Some of these responsibilities include:
- Grant of Additional Maternity Leave – Employers must provide optional additional maternity leave of thirty (30) days without pay to the female employed member which is subject to notification requirements.
- Maternity Leave Benefits After Termination – Employers are also required to provide maternity leave benefits even after termination of employment, given that childbirth, miscarriage, or emergency termination of pregnancy happened within fifteen (30) days after the female member was terminated.
- Non-Diminution of Benefits – Employers must ensure that the implementation of the Expanded Maternity Leave Law does not result in the diminution of existing maternity benefits.
- Security of Tenure – The law upholds the security of tenure of female employees, ensuring that they are not terminated or discriminated against due to pregnancy or maternity leave.
- Non-Discrimination – Employers are prohibited from discriminating against female employees based on their pregnancy or exercise of maternity leave rights.
FAQs
What is the SSS Maternity Calculator?
The SSS Maternity Calculator is an online tool that helps estimate the maternity benefits that a female member may receive during her maternity leave.
Who can use the SSS Maternity Calculator?
The calculator can be used by any member who is pregnant or planning for maternity leave.
What information do I need to use the SSS Maternity Calculator?
You will need to input details such as your expected delivery date, monthly salary credit, and event type.
How accurate are the results from the SSS Maternity Calculator?
The calculator provides an estimated amount based on the information you input, so the accuracy of the results depends on the completeness and accuracy of the data provided.
Where can I access the SSS Maternity Calculator?
You can access the SSS Maternity Calculator through ssscalc.com. Navigate to the “Maternity Benefits Calculator” tool under the “SSS Calculator” section.
Can I use the SSS Maternity Calculator to apply for maternity benefits?
No, the SSS Maternity Calculator is for estimation purposes only.
Is the SSS Maternity Calculator free?
Yes, this SSS Maternity Calculator is available for use by anyone.
How often should I update the information in the SSS Maternity Calculator?
It is advisable to update the information in the SSS Maternity Calculator whenever there are changes in your expected delivery date, average monthly salary credit (AMSC), or total number of contributions to ensure the accuracy of the estimated benefits.
Conclusion
The SSS Maternity Calculator is a big help for those who are looking to plan for their maternity. This tool can help users estimate their maternity benefits quickly and accurately by inputting key details such as expected delivery date, average monthly salary credit (AMSC), and other information. Additionally, this tool not only facilitates financial planning but also ensures that members are well-informed about their benefits under the law.